Archive for December 2008
Terrorism Insurance - Standalone Cover
Posted on Monday, December 01, 2008 at 10:07 AM by Active Insurance
Terrorism Insurance is not always at the forefront of most company's mind, but with the recent atrocities in Mumbai, India, plus the arrests here on the mainland, more and more company's are looking at this section of the cover. At Active Insurance Agents we are the specialists for this type of product and all our contracts are underwritten 100% in Lloyds.
Active Insurance are able to offer complete flexibility where terrorism cover is required. Our clients are free to pick and choose which properties from a portfolio they want cover for and whether they require full value or first loss cover. If budget is of concern we can tailor the cover to suit the budget.
Active Insurance can transact terrorism cover not only here in the UK but worldwide including the Middle East, the Pacific Basic and many European conutries with only a very few exceptions.
For advice or a quote call our commercial insurance team on 0844 477 9805.
Edited on: Monday, December 01, 2008 10:08 AMPosted in Business Insurance (RSS)
Launch of New Unoccupied Property Insurance Quote Facility
Posted on Monday, December 01, 2008 at 3:28 PM by Active Insurance
We are delighted to announce with immediate effect, we can now offer instant on-line quote and buy facilities for all types of unoccupied properties. Cover can be arranged on an annual basis or for short periods as low as three months, giving customers the power to cover arrange their policy to meet their own needs. And the best thing? Cover can be arranged for traditional restricted cover right up to full perils including theft, malicious damage and flood. So, if the property is to be let, sold or just refurbished, we can provide the insurance solution.
Active Insurance (Agents) : 08444 779 805
Edited on: Monday, December 01, 2008 3:35 PMPosted in Property Insurance (RSS)
Accountants - Professional Indemnity Insurance
Posted on Monday, December 01, 2008 at 5:55 PM by Active Insurance
Accountants
At Active Insurance we have been commited to writing professional liability for accountants for many years. Our professional indemnity wording for accountants is fully compliant with the ICAEW minimum terms and conditions.
Cover
- Claims Made
- Any One Claim
- Civil Liability
- Fidelity
- Lost Documents
- Ombudsman Awards
- Outside Directorship Liability cover provided to the extent of defined accountancy activities
- Wordwide Territorial Limits
- Innocent Non-Disclosure
- Defence Costs covered in addition to Policy Limit
- Retention not applicable to Defence Costs
Extensions
- Court Attendance
For further details or a quote contact our Indemnity Insurance team on 08444 779 805
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Edited on: Monday, December 01, 2008 6:01 PMPosted in Liability Insurance (RSS)
National minimum wage reminder
Posted on Tuesday, December 02, 2008 at 9:32 AM by Active Insurance
Active Insurance would like to remind their clients to the national minimum wage increase. Employers could face fines of up to £30,000 if they fail to comply with increase to the national mnimum wage. The national minimum wage rose by nearly four percent on 1st October 2008 to £5.73 per hour for adults (aged 22 and over), £4.77 for 18-21 year olds and to £3.53 for youths (aged 16-17).
Failure to observe a legislative change such as this could make a firms financial situation even worse with a hefty fine and a criminal prosecution. It is imperative for businesses to keep up to date with changes in the law. Last year over 292,000 workers were paid below the national minimum wage and the fine for falling foul of the law could potentially cripple a small business.
Only a third of commercial insurance policyholders have taken up any kind of legal expenses insurance. Companies have to consider who they will turn to for legal advice and how they would meet a costly tribunal fine if they were to break employment legislation.
Active Insurance : 0844 477 9805
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Edited on: Friday, December 12, 2008 12:46 PMPosted in Business Insurance (RSS)
Documents required for a taxi insurance / private hire insurance policy
Posted on Thursday, December 04, 2008 at 12:59 PM by Active Insurance
As a licenced taxi / private hire driver, when you take out a taxi inusrance policy most insurers will require copies / originals of certain documentations from you. Below is a list of the required documents. Depeneding on the insurer the list may vary and you may only be required to produce only certain documents. Other insurers may ask for additional documentation. The common document checklist is as follows.
- Proposal Form - Normally supplied at inception of the policy
- DVLA Counterpart Driving Licence
- DVLA Photo Card Licence (Both Sides)
- Public Hire / Private Hire Drivers Badge
- Public Hire / Private Hire Vehicle Plate Licence or Permit
- Vehicle Log Book
- MOT Certificate
- Proof of No Claims Bonus
- LPG Conversion Certificate (If vehicle is converted)
There can be circumstances when additional documentation will be required and your taxi insurance company will inform you of this. It is important that all relevant material facts are declared correctly as incorrect information could lead to additional premium payable or worse the policy being voided and cancelled.
Active Insurance (Agents) - 0844 4779 805
Private Hire Insurance | Public Hire Insurance Specialists
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Posted in Motor Insurance (RSS)
Active Insurance - Knowledge * Professionalism * Perfection
Posted on Friday, December 05, 2008 at 6:04 PM by Active Insurance
In this ever-changing industry, the ability to work smarter & quickly adapt has never been more important. That's where we come in. Through our unrivalled knowledge, professionalism, talent and detail to attention, we are able to provide you with long-term business insurance solutions tailored to your needs.
Through our experience, our talented people and our modern systems, we'll help your business with the right insurance at the same time reducing your insurance costs due to our excellent rapport with the top insurers in the UK.
For a quote, chat or advice contact Active Insurance on 0844 477 9805.
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Edited on: Tuesday, December 09, 2008 6:39 PMPosted in Business Insurance (RSS)
Hilarious Car Insurance Claims
Posted on Tuesday, December 09, 2008 at 4:49 PM by Active Insurance
No blog within an insurance company is complete without the obligitary and hilarious list of funny claims, a few of which were made famous by Jasper Carrott. And, as Jasper has just received a lifetime achievement award in recognition of his career, I give you the following in his honour:
(The names and text have been changed slighty to protect the innocent!)
“ Going to work at 7 this morning, I drove out of my driveway straight into a bus. The bus was 5 minutes early ( courtesy, N Bradley)
“I was driving along when I saw two kangaroos copulating in the middle of the road causing me to ejaculate through the sunroof” (an Aussie claim form – N Shepherd)
“The accident happened because I had 1 eye on the truck in front, 1 eye on the pedestrian and the other on the car behind” (S Burrows)
“ I started to slow down but the traffic was more stationary than I thought”
“I hit a stationary truck coming the other way”
“The car in front hit the pedestrian but he got up so I hit him again”
“A truck backed through my windscreen into my wifes face”
In an attempt to kill a fly, I drove in to a telegraph pole”
And my personal favourite:
I was on my way to the doctors with rear end trouble when my universal joint gave way causing me to have an accident!”
Ah, classics all of them. Although there are plenty more and will share them over the next few days……
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Posted in Motor Insurance (RSS)
Short Term Unoccupied Property Insurance Policy Launched by Active Insurance
Posted on Thursday, December 11, 2008 at 5:25 PM by Active Insurance
Active Insurance have launched an online quote and buy short unoccupied property insurance policy for property owners that are either awaiting the sale of their property, renovating it or are awaiting tenants.
An option of 3 month, 6 month or a 9 month policy is available for all empty house insurance requirements. For annual policies we recommend that you contact us for a thorough quote where we can offer different levels of cover including theft and malicious damage.
For an instant quote on a short term vacant property insurance call us on 08444779805 or alternatively quote online.
Active Insurance (Agents)
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Posted in Property Insurance (RSS)
Active Launch Tenants Contents Insurance Online Quote and Buy
Posted on Saturday, December 13, 2008 at 4:40 PM by Active Insurance
For a quote 
or
0844
477 9805
For most tenants it is not the responsibility of their landlords to insure their contents. At active Insurance we can provide you with an online solution to get a tenants contents insurance quote. Once a quote has been obtained the cover can be taken out online. With flexible payment options.
Our tenants contents policy is available for all residential tenants including students living in houses, flats, bed-sits, shared accommodations and halls of residence throughout the UK.
Active Insurance
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Edited on: Saturday, December 13, 2008 4:46 PMPosted in Landlords Insurance (RSS)
Christmas Opening Times 2008
Posted on Monday, December 15, 2008 at 6:52 PM by Active Insurance
Active Insurance offices are open as follows during the 2008 Christmas period.
|
22 December 2008 |
9am - 6pm |
|
23 December 2008 |
9am - 6pm |
|
24 December 2008 |
CLOSED |
|
Christmas Day 2008 |
CLOSED |
|
Boxing Day 2008 |
CLOSED |
|
27 December 2008 |
CLOSED |
|
28 December 2008 |
CLOSED |
|
29 December 2008 |
9am - 6pm |
|
30 December 2008 |
9am - 6pm |
|
31 December 2008 |
CLOSED |
|
New Years Day 2009 |
CLOSED |
|
2 January 2009 |
9am - 6pm |
|
3 January 2009 |
9am - 1pm |
|
4 January 2009 |
CLOSED |
|
5 January 2009 |
9am - 6pm |
With
Season's Greatings
And Best Wishes
For The Coming Year
From All At Active Insurance
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Edited on: Tuesday, December 16, 2008 12:38 PMPosted in (RSS)
Commercial Insurance Products
Posted on Monday, December 22, 2008 at 6:31 PM by Active Insurance
Active Insurance Products
Animal Insurance
- Security Animals Insurance
- Animal Boarding Establishments Insurance
Agricultural / Horticulture Insurance
- Farms & Estates Insurance
- Farm Machinery Insurance
- Farm Motor Insurance
- Garden Centres Insurance
- Hailstorm Insurance
- Livestock Insurance
- Tractor Insurance
- Tree Felling / Tree Surgeons Insurance
Art Collections Insurance
Aviation Insurance
Building & Construction Insurance
- Asbestos Removal Insurance
- Design & Construction Insurance
- Electrical Contractors Insurance
- Heating, Ventilation & Air Conditioning Contractors Insurance
- Skip Hire Insurance
Care Insurance
Charity Insurance
Church Insurance
- Churches Insurance
- Churches / Places of Worship Insurance
Colleges & Schools Insurance
- Nurseries Insurance
- Teacher Absence Insurance
Commercial & Industrial Insurance
- Commercial Combined Insurance
- Contractors Insurance
- Courier Dispatch Companies Insurance
- Film Productions Insurance
- Flat Roofing Insurance
- Food & Drink Insurance
- Hazardous Goods Insurance
- High Risk Insurance
- Lift Industry Insurance
- Media Trades Insurance
- Museums Insurance
- Nuclear Installations Insurance
- Plastics Insurance
- Pottery & Ceramics Insurance
- Renewable Energy Insurance
- Roofing Guarantee
- Technology Companies Insurance
Commercial Property Insurance
- All commercial premises
- Blocks of flats Insurance
- High Risk & Unoccupied Insurance
- Let Property Insurance
- Office Insurance
- Warehouse Insurance
Contingency
- Bonds / Guarantees
- Business Interruption
- Cancellation & Abondonment
- Laten Defect
- Legal Indemnity
- Strikes & Lock-Outs
- Structural Defects Guarantee
- Warranty & Indemnity
Contractors Liability
- Commercial & Construction
- Asbestos Removal Contractors
- Demolition Contractors
- Diving Contractors
- Electrical Contractors / Electricians
- Roofers
- Scaffolders
- Swimming Pool Contractors
Domiciliary Care & Nursing Homes
Entertainment / Leisure
- Amusements & Attractions
- Audio Visual Equipment Suppliers
- Casinos
- Children's Indoor Activity Areas
- Clubs / Discos
- Concert Venues
- Entertainers
- Leisure Equipment
- Leisure Industry
- Leisure / Musical Instruments & Equipment
- Leisure Premises
- Social Clubs
- Sports Coach Instructors
- Theatre Companies
- Wet Leisure Industry
Environment Insurance
- Bio Fuel Manufacturers
- Recycling Plants
- Renewable Energy
Equestrian Insurance
- Bloodstock Thoroughbreds
- Horse & Rider
- Motorised Horse Box
Events Insurance
- Event Organisers
- Marquees, Tents & Mobile Structures
- One-off Events
- Sports Events
Exotic Animals / Pets Insurance
Household / Buildings Insurance
- Standard Home Insurance
- Antique Collectors
- Asylum Seekers Let Property
- Blocks of Flats
- Conversions & Renovation
- Criminal Convictions
- Embassies
- Holiday Homes Insurance
- Home Office Insurance
- Landlords Insurance
- Let Property Insurance
- Mid Net Worth
- High Net Worth
- Non Standard Risks
- Overseas Property Insurance
- Property Owners Insurance
- Rgistered Childminder's Household
- Sea Farers
- Second Home Insurance
- Self Build Insurance
- Tenant Insurance
- Tent / Mobile Home Insurance
- Thatched Property Insurance
- Unoccupied Property Insurance
- Village / Community Hall Insurance
- Warranty
- Windmill Insurance
- Rent Guarantee
Liability Insurance
- Cleaning Contractors Insurance
- Clubs & Societies
- Alarm Companies
- Coach, Taxi & Minibus Operators
- Contractors Liability
- Directors & Officers
- Domiciliary Care Providers
- Doormen . Stewards
- Electrical Contractors
- Excess Layer Insurance
- Fire Extinguisher Companies
- Group Public Liability for Associations, Leagues & Clubs
- Hauliers
- Security Companies
- Motor trade
- Roofers
- Scaffolders
- Sprinkler Installers
- Tradesman Insurance
- Treatment Risks
- Vehicle Alarm Companies
Marine & Cargo Insurance
- Boat Yards
- Cargo
- Commercial Craft
- Goods in Transit
- Marine Machinery & Equipment
- Yachts & Pleasure Craft
Motor Insurance
- Private Car Insurance
- Breakdown Recovery
- Bus & Coach Insurance
- Business Car Insurance
- Campervan Insurance
- Chrished Car Insurance
- Classic Car Insurance
- Classic Motorcycle Insurance
- Commercial Motor Trade Insurance
- Commercial Vehicle Insurance
- Couriers Insurance
- Delivery Vehicle Insurance
- Driving Schools Insurance
- Embassy Vehicles Insurance
- Fleets Insurance
- Funeral Directors Insurance
- Hauliers Insurance
- Hazardous Goods Carriers Insurance
- High Performance Car Insurance
- High Value Car Insurance
- Minibus & Coach Insurance
- Mobile Caterers Insurance
- Motor Cycles Insurance
- Motor Home Insurance
- Non Standard Car Insurance
- Private Hire Insurance
- Public Hire Insurance
- Self-Drive Hire Insurance
- Tankers Insurance
- Taxi Insurance
- Vehicle Breakdown Assistance
Pet Insurance
- Pet Insurance
- Pet Shops Insurance
Professional Indemnity Insurance
- Accountants Professional Indemnity
- Advertising Broadcasters Professional Indemnity
- Asbestos Surveyors Professional Indemnity
- Commercial
- Consultants Professional Indemnity
- Employment / Recruitment Agency Professional Indemnity
- Health Professionals Indemnity Insurance
- Medical Malpractice
- Retail
- Solicitors Professional Indemnity
- Training Consultants Professional Indemnity
- Trustee Indemnity
- Wholesale
- IT Contractors Professional Indemnity Insurance
- Computer Consultants Professional Indemnity
Retail Insurance
- Shop Insurance
- Betting Shops Insurance
- Collectable Dealers
- General Stores Insurance
- Gun Retailers Insurance
- Small Business Insurance
Sports Insurance
- Amateur Sports
- Angling
- Coaches / Instructors
- Cricket Club Insurance
- Football Club Insurance
- Golf Club Insurance
- Health & Fitness
- Motor Sports
- Sports Clubs & Leisure Centres Insurance
Terrorism Insurance
- Internaional / Domestic
Active Insurance
Tel: 08444 779 805
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Edited on: Tuesday, December 23, 2008 1:45 PMPosted in Business Insurance (RSS)